We finance accounts receivable for companies in a variety of industries. We help small to medium size businesses get the capital they need to grow. Our clients are typically newer firms selling to larger companies that have requested extended terms for the goods or services provided.

The following is the story of just one of our clients.

A small manufacturer of a low-tech specialty product designed to be used with desktop computers was beginning to sell well. The company had used all its cash to purchase equipment and set up the business.

The first large order from a respected hardware chain made the company's owner breath a sigh of relief until he called their most important raw material supplier. The supplier was unwilling to extend the credit needed to obtain the raw material for his newest order.

The call to Pacific Business Capital Corporation was almost frantic. The company had been sitting on the order for two months as they filled out applications and received polite declines from several local financial institutions unwilling to advance the money needed for raw material and additional labor. PBCC's marketing department, rather than offering expensive purchase order financing, worked with the client discovering that their current outstanding accounts receivable were turning over very slowly. The company's initial customer base had been smaller computer and stationary stores. On average they paid in 67 days. PBCC supplemented typical credit references with the companies' own customer pay histories to establish credit limits on the smaller un-rated accounts.

The hardware chain extended the delivery date of the purchase order by two weeks. PBCC funded 80% of the aged receivables allowing the company to purchase the material needed to fill the order. The company continued to use accounts receivable financing to finance the growth that followed. A year and a half later the company had a balance sheet that attracted one of the financial institutions that had previously declined to extend credit.

PBCC has had many success stories over the last eleven years it has been in business. We hope you will become one of them.